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The last thing in the world that you want to happen after you've launched your business is to get socked with a lawsuit. In today's litigious society, you should consider getting some type of business insurance, such as liability insurance, an errors and omissions policy, or the like.
An excellent resource for small business owners is the National Association for the Self Employed. Depending on the level chosen, membership in the SASE offers a number of benefits, including health benefits and property insurance.
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